/* Homepage design B: premium product story. Scoped to .hb; only loaded by hcg-site/home-b/. */
.hb{--hb-night:#141c2b;--hb-deep:#1b2538;--hb-paper:#f4f6f8;--hb-line:#dfe5eb;--hb-soft:#8fa3b8}
.hb h1,.hb h2{font-weight:500;letter-spacing:-.025em}
.hb h2{font-size:48px;line-height:1.1}
.hb h3{font-weight:600}
.hb-kicker{font:600 16px/1.3 var(--hf);letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin:0 0 18px}
.hb-head{max-width:780px;margin:0 auto 56px;text-align:center}
.hb-head p:not(.hb-kicker){font-size:20px;line-height:1.6;color:var(--muted)}
.hb-head--left{text-align:left;margin:0}
.hb-head--dark h2{color:#fff}
.hb-head--dark p:not(.hb-kicker){color:#b7c6d6}
.hb-head--dark .hb-kicker{color:var(--sky)}
.hb-act{margin-top:40px;display:flex;flex-direction:column;align-items:flex-start;gap:6px}
.hb-act--center{align-items:center;text-align:center}
.hb-small{font-size:18px;line-height:1.55;color:var(--muted)}

/* hero: full-bleed photograph, copy over the open sky */
.hb-hero{position:relative;min-height:calc(100vh - 77px);min-height:calc(100svh - 77px);display:flex;align-items:center;background:var(--hb-night);color:#dbe5ef;overflow:hidden;padding:72px 0 64px}
.hb-hero__img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% 50%}
.hb-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(14,20,33,.9) 0%,rgba(14,20,33,.72) 38%,rgba(14,20,33,.15) 70%,rgba(14,20,33,0) 100%),linear-gradient(0deg,rgba(14,20,33,.55),rgba(14,20,33,0) 40%);z-index:1}
.hb-hero__in{position:relative;z-index:2;width:100%}
.hb-hero__in>*{max-width:640px}
.hb-hero .hb-kicker{color:var(--sky)}
.hb-hero h1{color:#fff;font-size:66px;line-height:1.04;margin-bottom:22px}
.hb-hero h1 em{font-style:normal;color:#9fd3ea}
.hb-hero__sub{font-size:21px;line-height:1.6;color:#dbe5ef;margin-bottom:30px}
.hb-hero__act{display:flex;flex-wrap:wrap;align-items:center;gap:14px 28px}
.hb-textlink{font:600 18px/1.3 var(--hf);color:#fff;text-decoration:none;border-bottom:2px solid rgba(159,211,234,.6);padding:12px 0 4px}
.hb-textlink:hover{border-color:#fff}
.hb .hb-promises{grid-template-columns:1fr;gap:10px;max-width:560px;padding-top:22px;margin-top:28px}
.hb-hero .hb-verified,.hb-close .hb-verified{color:#c9d7e4}
.hb-hero .hb-verified a,.hb-close .hb-verified a{color:#9fd3ea}
.hb-hero .hb-verified svg,.hb-close .hb-verified svg{color:#6fd3a2}

/* targets strip */
.hb-proof{background:#fff;border-bottom:1px solid var(--hb-line);padding:44px 0 36px}
.hb-proof__row{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.hb-proof__row div{padding:4px 24px;border-left:1px solid var(--hb-line)}
.hb-proof__row div:first-child{border-left:0;padding-left:0}
.hb-proof__row b{display:block;font:500 44px/1.05 var(--hf);color:var(--ink);letter-spacing:-.03em}
.hb-proof__row span{display:block;font-size:16px;line-height:1.4;color:var(--muted);margin-top:8px}
.hb-proof__note{font-size:16px;line-height:1.55;color:var(--muted);margin:28px 0 0;max-width:900px}

/* statement */
.hb-statement{background:var(--hb-paper);padding:120px 0}
.hb-statement p{font:500 40px/1.3 var(--hf);letter-spacing:-.02em;color:var(--ink);max-width:1000px;margin:0 auto}
.hb-statement span{color:#7d8ea3}

/* mechanism: layered panels on night blue */
.hb-how{background:var(--hb-night);padding:120px 0 72px;color:#b7c6d6}
.hb-layer{display:grid;grid-template-columns:1.15fr 1fr;gap:72px;align-items:center;margin-bottom:96px}
.hb-layer--rev .hb-layer__pic{order:2}
.hb-layer__pic{border-radius:28px;overflow:hidden;background:var(--hb-deep);box-shadow:0 30px 80px rgba(0,0,0,.35)}
.hb-layer__pic img{width:100%;aspect-ratio:4/3;object-fit:cover}
.hb-layer__n{font:600 16px/1.3 var(--hf);letter-spacing:.14em;text-transform:uppercase;color:var(--sky);margin-bottom:16px}
.hb-layer h3{font-size:34px;line-height:1.2;color:#fff;font-weight:500;letter-spacing:-.02em}
.hb-layer p{font-size:19px;line-height:1.65}
.hb-chips{list-style:none;margin:22px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.hb-chips li{font-size:16px;line-height:1.3;color:#fff;padding:10px 16px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14)}

/* drawn risk dial */
.hb-dial{aspect-ratio:4/3;display:grid;place-items:center;background:radial-gradient(120% 90% at 30% 20%,#2f4c6e 0%,#1b2538 55%,#141c2b 100%);padding:28px}
.hb-dial__card{width:100%;max-width:440px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:30px;backdrop-filter:blur(6px)}
.hb-dial__t{font:600 18px/1.3 var(--hf);color:#fff;margin:0 0 22px}
.hb-dial__track{position:relative;height:10px;border-radius:99px;background:rgba(255,255,255,.14)}
.hb-dial__fill{position:absolute;left:0;top:0;bottom:0;width:42%;border-radius:99px;background:linear-gradient(90deg,#4b9aba,#9fd3ea)}
.hb-dial__knob{position:absolute;left:42%;top:50%;width:28px;height:28px;margin:-14px 0 0 -14px;border-radius:50%;background:#fff;box-shadow:0 0 0 6px rgba(159,211,234,.25)}
.hb-dial__ends{display:flex;justify-content:space-between;gap:12px;margin:14px 0 24px;font-size:16px;color:#b7c6d6}
.hb-dial__row{display:flex;gap:12px;align-items:center;padding:14px 0;border-top:1px solid rgba(255,255,255,.1);font-size:16px;line-height:1.4;color:#dbe5ef}
.hb-dial__row .ic{color:#9fd3ea}

/* video */
.hb-watch{background:var(--hb-paper);padding:110px 0}
.hb-watch .video{max-width:960px;margin-top:0;border-radius:28px}

/* who it suits */
.hb-who{padding:110px 0;background:#fff}
.hb-who__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.hb-tile{border-radius:24px;padding:32px 26px 30px;min-height:300px;display:flex;flex-direction:column;color:#dbe5ef}
.hb-tile .ic{width:34px;height:34px;color:#9fd3ea;margin-bottom:auto}
.hb-tile h3{color:#fff;font-size:22px;margin:56px 0 10px}
.hb-tile p{font-size:18px;line-height:1.55;margin:0}
.hb-tile--a{background:linear-gradient(160deg,#2a3751,#1b2538)}
.hb-tile--b{background:linear-gradient(160deg,#2f7896,#22566e)}
.hb-tile--c{background:linear-gradient(160deg,#3d5a7c,#2a3751)}
.hb-tile--d{background:linear-gradient(160deg,#4b9aba,#2f7896)}

/* trader + testimonial */
.hb-trader{background:var(--hb-paper);padding:110px 0}
.hb-trader__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:72px;align-items:center}
.hb-trader h2{font-size:44px}
.hb-facts{list-style:none;padding:0;margin:28px 0 12px;display:flex;gap:40px}
.hb-facts b{display:block;font:500 40px/1 var(--hf);color:var(--ink)}
.hb-facts span{display:block;font-size:16px;color:var(--muted);margin-top:8px}
.hb-quote{margin:0;background:var(--hb-night);color:#fff;border-radius:28px;padding:48px 44px}
.hb-quote blockquote{margin:0 0 26px;font:500 27px/1.42 var(--hf);letter-spacing:-.01em}
.hb-quote figcaption b{display:block;font:600 18px/1.3 var(--hf)}
.hb-quote figcaption span{font-size:16px;color:#b7c6d6}
.hb-quote__link{display:inline-flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:28px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);color:#9fd3ea;font-weight:700;font-size:17px;text-decoration:none;width:100%}
.hb-quote__link .ic{width:20px;height:20px}
.hb-quote__link:hover{color:#fff}

/* fee */
.hb-fee{background:#fff;padding:110px 0}
.hb-fee__months{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:1000px;margin:0 auto}
.hb-month{border:1px solid var(--hb-line);border-radius:24px;padding:30px 28px;background:var(--hb-paper)}
.hb-month p{margin:0}
.hb-month__t{font:600 16px/1.3 var(--hf);letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.hb-month__pl{font:500 44px/1.1 var(--hf);margin:14px 0 18px !important;letter-spacing:-.03em}
.hb-up{color:#1f7a54}.hb-down{color:#9a4b3c}
.hb-month__fee{font-size:20px;color:var(--ink);padding-top:16px;border-top:1px solid var(--hb-line)}
.hb-month__fee b{font-family:var(--hf)}
.hb-month__why{font-size:16px;line-height:1.5;color:var(--muted);margin-top:6px !important}
.hb-fee__eg{text-align:center;font-size:18px;color:var(--muted);margin:22px auto 0;max-width:700px}
.hb-fee .promises--center{max-width:1000px;margin-left:auto;margin-right:auto}

/* questions */
.hb-qa{background:var(--hb-paper);padding:110px 0}
.hb-qa__grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:start}
.hb-qa h2{font-size:40px}
.hb-q{border-bottom:1px solid var(--hb-line)}
.hb-q:first-child{border-top:1px solid var(--hb-line)}
.hb-q summary{list-style:none;cursor:pointer;padding:24px 48px 24px 0;font:600 20px/1.4 var(--hf);color:var(--ink);position:relative}
.hb-q summary::-webkit-details-marker{display:none}
.hb-q summary::after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font:500 28px/1 var(--hf);color:var(--accent)}
.hb-q[open] summary::after{content:"\2212"}
.hb-q p{margin:0 0 24px;color:var(--text)}

/* close */
.hb-close{position:relative;background:var(--hb-night);color:#dbe5ef;padding:130px 0;overflow:hidden;text-align:center}
.hb-close__img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.35}
.hb-close::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(20,28,43,.55),rgba(20,28,43,.85));z-index:1}
.hb-close__in{position:relative;z-index:2;max-width:820px}
.hb-close h2{color:#fff;font-size:58px;line-height:1.06}
.hb-close__lead{font-size:21px;color:#dbe5ef;margin:0 auto 32px;max-width:640px}
.hb-close .hb-promises{margin:34px auto 0;text-align:left;max-width:520px}
.hb-close .verified{justify-content:center}
.hb-close .hb-close__risk{font-size:18px;color:#aebccb;margin-top:22px}

/* tablets */
@media (max-width:1020px){
  .hb-who__grid{grid-template-columns:repeat(2,1fr)}
  .hb-layer,.hb-trader__grid,.hb-qa__grid{gap:44px}
  .hb-hero h1{font-size:54px}
}
/* phones */
@media (max-width:820px){
  .hb h2{font-size:34px}
  .hb-head{margin-bottom:36px}
  .hb-head p:not(.hb-kicker){font-size:18px}
  .hb-hero{min-height:0;padding:0 0 48px;flex-direction:column;align-items:stretch}
  .hb-hero__img{position:relative;height:300px;object-position:78% 50%}
  .hb-hero::before{background:linear-gradient(180deg,rgba(14,20,33,0) 0,rgba(14,20,33,0) 180px,rgba(14,20,33,1) 300px)}
  .hb-hero__in{margin-top:-40px}
  .hb-hero h1{font-size:40px}
  .hb-hero__sub{font-size:18px}
  .hb-hero__act .btn{width:100%}
  .hb-proof__row{grid-template-columns:1fr 1fr;gap:24px 0}
  .hb-proof__row div{padding:0 16px}
  .hb-proof__row div:nth-child(odd){border-left:0;padding-left:0}
  .hb-proof__row b{font-size:34px}
  .hb-statement{padding:72px 0}
  .hb-statement p{font-size:27px}
  .hb-how,.hb-watch,.hb-who,.hb-trader,.hb-fee,.hb-qa{padding:72px 0}
  .hb-layer{grid-template-columns:1fr;gap:28px;margin-bottom:64px}
  .hb-layer--rev .hb-layer__pic{order:0}
  .hb-layer__pic{border-radius:20px}
  .hb-layer h3{font-size:27px}
  .hb-layer p{font-size:17px}
  .hb-dial{padding:18px}
  .hb-dial__card{padding:22px}
  .hb-who__grid{grid-template-columns:1fr}
  .hb-tile{min-height:0}
  .hb-tile h3{margin-top:28px}
  .hb-trader__grid,.hb-qa__grid{grid-template-columns:1fr}
  .hb-trader h2,.hb-qa h2{font-size:32px}
  .hb-quote{padding:32px 26px;border-radius:22px}
  .hb-quote blockquote{font-size:22px}
  .hb-fee__months{grid-template-columns:1fr}
  .hb-month__pl{font-size:36px}
  .hb-q summary{font-size:18px}
  .hb-close{padding:80px 0}
  .hb-close h2{font-size:38px}
  .hb-close__lead{font-size:18px}
  .hb-close .btn{width:100%}
  .hb-watch .video{border-radius:18px}
}
@media (max-width:820px){.hb .hb-small,.hb .hb-fee__eg,.hb .hb-close .hb-close__risk,.hb .hb-tile p{font-size:17px}}
@media (max-width:820px){.hb .btn{flex-wrap:nowrap;padding-left:22px;padding-right:22px}.hb .btn--lg{font-size:18px}.hb .hb-dial{aspect-ratio:auto;min-height:0}.hb-quote__link{flex-wrap:nowrap}}